ROLE IN RETIREMENT PLANNING

This week’s article tells us that “Annuities play an important role in retirement planning by helping individuals guard against outliving their assets. In the most general sense, an annuity is an agreement for an entity (generally a life insurance company) to pay another entity a series of payments. While there

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A COMPLEMENT

“An annuity serves as a complement to other retirement income sources, such as Social Security and pension plans.” One of the reasons is because “all the money you invest compounds year after year without any tax bill from Uncle Sam. That ability to keep every dollar invested working for you

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FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS It is always important to “get the answers you need to help calculate your path to retirement.” This week’s article goes a long way toward helping you navigate the way by providing information about frequently asked questions you may have about an option you are considering. Learning

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ONE SOLUTION TO THIS PROBLEM

Did you know that “recent studies put the “retirement income gap,” the difference between the amount of money retirees have saved and what they need to maintain their standard of living in retirement, at $7.7 trillion. In addition, retirement savings are subject to market volatility, interest rate fluctuations, longevity risk

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CONFIDENCE

The Stanford Center on Longevity published an article that I thought you might like to read. While it said “current studies show that individuals’ confidence in the ability to retire comfortably, or to retire at all, are at new lows”, it went on to explain “this is because retirees and

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INCOME OUTSIDE OF SOCIAL SECURITY AND PENSIONS

With fewer and fewer companies funding retirement plans, “retirees have become dependent on savings that are often inadequate to fund their retirements. Recent studies put the “retirement income gap,” the difference between the amount of money retirees have saved and what they need to maintain their standard of living in

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AGING IS AN OPPORTUNITY

“Around the world, people are living longer as birth rates decline. As this dramatic shift in global demographics escalates, both public policymakers and the private business sector must reevaluate their long-term strategies. The changing landscape offers significant rewards for those with the foresight to adapt.” We know you have the

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OCTOBER MARKS THE MONTH

Did you know that “October marks National Financial Planning Month, a time when Americans can look at how they are saving, their retirement goals, and how they can create a tailored approach that works for them.” We thought you might enjoy this week’s article because it talks about five things

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PICK UP WHERE SOCIAL SECURITY LEAVES OFF

Did you know that among the tools that is being promoted as trying to give Americans a better shot at a more secure retirement are Fixed Index Annuities. At its simplest, an annuity is something you buy with a sum of money in exchange for a monthly check for the

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HAVING YOUR CAKE AND EATING IT TOO!

I thought you might be interested in this week’s article because it mentioned a goal that I have been hearing more and more people mention in recent weeks. The author asks if you are seeking “a guaranteed minimum rate of return that never varies regardless of market swings”, and if

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UNDERSTANDING

When making decisions about retirement, whether it be when we will take it, or how we will fund it, sometimes all it takes is a better understanding of what the options are. That’s why this week I thought to share with you what I thought to be a comprehensive but

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RETIREMENT PLANNING WORKSHEET

This week I thought to share with you “a worksheet as a resource to help plan for your retirement by reviewing your income needs. Fill in the blanks to see what you have currently saved, where your savings may fall short, and to see if fixed indexed annuities fit into

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INSECURE

I was taking a look at a 2017 survey that was called “America is Incredibly Savings Insecure” wondering if much has changed in 2018. “Nearly 90% of Americans are not very confident in their overall retirement savings situation.” Perhaps you are amongst them. If that is the case, call us.

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ANNUITIES

This week’s article tells us that “Annuities play an important role in retirement planning by helping individuals guard against outliving their assets.” One of the most stressful aspects of planning for your retirement can be trying to make sure that you have enough income to fund your expenses, along with

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IMPORTANT ROLE

This week I thought to share with you an article that references the important role Annuities play in retirement planning by helping individuals guard against outliving their assets. “In the most general sense, an annuity is an agreement for an entity (generally a life insurance company) to pay another entity

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VIDEOS SAY A LOT

“We all want a retirement plan that is ready for anything.” This thought often comes to mind and because fixed indexed annuities are a retirement savings vehicle that can help round out your financial portfolio, I thought to share with you four quick videos for a complete overview. Call us

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ENSURING INCOME

A few years ago the Government Accountability Office (GAO) issued a report that highlighted the role annuities can play in helping people secure enough income during retirement. The report, which I thought to share with you this week, references the fact that ensuring income throughout retirement requires difficult choices. Call

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FOR RETIREMENT SAVERS

From time to time it is a good idea to review basics, and re-educate ourselves on all available options for planning and evaluating our retirement savings plans. This week I came across several educational videos on retirement planning and fixed indexed annuities that I thought might be a great place

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DO YOU CRAVE IT?

This week’s article tells us that people crave income in retirement, and that “the appeal of lifetime income is clear in a recent study: Six in 10 people ages 55 and older place a high value on having guaranteed income to supplement what they’ll get from Social Security”. Those surveyed

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NEVER FALL BELOW ZERO

This week’s article says that if you “need your earnings to never fall below zero or you want growth potential, coupled with principal protection from market loss or you seek a guaranteed minimum rate of return that never varies, regardless of market swing” then a Fixed Indexed Annuity might be

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RETIRE YOUR RISK

“You’ve lived with risk, don’t retire with it.” The opening line of this week’s article caught my eye and I thought it might do the same with you. If you are one of the many of Americans who “are concerned that they will either run out of money in retirement

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